To use fingerprint or not to use fingerprint?
Android Pay is set to launch along with Android’s new operating system, Android M. Android M will be standardized for fingerprint scan functionality, hence Android Pay utilizes fingerprint scan for transactions.
What does that mean for previous Android phones that may not be fingerprint enabled? Android Pay does have another option for these phones with its tap to pay method. This method requires the phone’s lock screen to be enabled. Like any lock screen, unlocking would mean entering a pin, pattern, or the face unlock functionality. Just unlock the phone and place it on top of the reader and voilà, transaction complete.
Apple Pay users have complained about its fingerprint scanner at times not recognizing the print and asking to retry. The tap to pay method in Android Pay eliminates that issue. However, fingerprint scan is more secure when it comes to mobile payment as only the person whose fingerprint is stored would be able to make transactions.
With the increasing popularity of mobile payment and new platforms, Android Pay is one of many, on the rise it is important for businesses to adapt to the changing trends. There are currently around 700,000 outlets that accept NFC payments in the US and that figure is set to rise.
Mobile payment is a trend that is here for the long run as it speeds up the process of shopping for consumers and allows them to store all their credit cards in one secure place. For businesses it is important to come on board and adapt NFC payment to help them grow and evolve.