SumUp Business Account is quite basic on its own, but comes in a unique package with many other payment tools.
The online account offers fast payouts for SumUp merchants preferring to see their funds the next day rather than days later. But even if you’re not bothered about payout times, there’s a lot of value in the versatility of the app.
Whereas similar solutions charge extra for invoicing (for example, Starling Bank), SumUp provides decent free invoice features (you only pay a transaction fee). In addition, you get an online store, payment links, QR codes and a portable till system free in the same app as where you manage the business account.
The GBP-only account is, however, limited when it comes to international functions. You cannot send or receive foreign wire transfers, only use the Mastercard globally.
It isn’t an account for multiple users, and card controls are few. But on the whole, SumUp Business Account is suitable for freelancers and small businesses that just need a simple business account to simplify finances.