To use the service, you first need to complete a short, online sign-up form available on the website to create a SumUp account. Basic information about your identity and business need to be submitted, and your bank account connected so you can receive payouts.
It may take a few days for SumUp to verify your bank account, but you can start accepting mobile payments before that, in which case transactions will pend in the SumUp account until they can settle in your bank account.
SumUp’s primary service is in-person payments, so you will be encouraged to buy a card reader. Other payment features are available from the start including invoicing, card reader payments (if you purchased a SumUp card reader), a simple online store page and electronic gift cards.
Not all businesses qualify for SumUp’s remote payment options. Restricted businesses include sellers of alcohol, tobacco, e-cigarettes, pharmaceutical products, illegal goods, certain financial services and others.