How can merchants accept QR code payments?
There are different ways you can accept QR code payments as a business, but options are limited in some countries. In any case, you need to set up acceptance through the payment company offering the service for the particular mobile wallet/app processing the QR code.
In Brazil, the payment companies Cielo, PagSeguro and Mercado Pago offer QR payments, for example by displaying the code on a smart POS terminal screen or in print for the customer to scan.
Belgium’s most popular payment card, Bancontact, has a mobile wallet that can accept QR payments both online and in-store. If you’re based in Belgium, Bancontact would therefore be your go-to provider for payments by QR code.
In the Netherlands, iDEAL allows merchants to generate QR codes on customer receipts, to print and display in store, include in invoices or offer as an online payment method. Customers are free to scan this through their phone camera, generic QR scanning app, Dutch banking app or iDEAL app. They then confirm the transaction with their mobile banking code, facial recognition or fingerprint.