Six best invoice apps for small businesses in the UK

By Emily Sorensen|2019-05-24T13:22:31+00:00May 17th, 2019|Tags: , |

Invoice apps are gaining popularity in the UK, but which are genuinely trusted by small businesses? The short answer: not many. There's no shortage of invoicing tools out there, but they vary hugely in terms of costs and features. Some companies offer an invoicing app in supplement to a [...]

Which credit and debit cards to accept in your small business

By Emily Sorensen|2019-05-16T12:45:08+00:00April 16th, 2019|

It's tempting to think that the more cards you accept in a business, the better. But is it worth it to offer the full umbrella of card brands (also called card networks or card schemes)? According to research on Discover cardholders, 17% decide not go ahead with [...]

PayPal vs. TransferWise: what’s the cheapest service for foreign transfers?

By Adriana Capasso|2019-04-09T16:14:30+00:00April 9th, 2019|Tags: , , |

International transfers or foreign-currency transfers with currency conversion involve high fees if made through the bank. PayPal and TransferWise are cheaper alternatives. What is the cheapest platform? Are they reliable and easy to use? Do they offer additional services? Let's compare the two services. Visit [...]

Why cash-only is more expensive than accepting cards

By Emily Sorensen|2019-03-19T09:53:26+00:00March 19th, 2019|

Most businesses take cards nowadays, but you still see the odd signage in windows: “Cash Only”. The reason for many is the belief it is too expensive to accept cards. With cash in hand, you don’t pay expensive card fees, so surely, is it not more profitable to stick [...]

What is a merchant account? Do I need one for my business?

By Emily Sorensen|2019-04-16T16:11:36+00:00March 1st, 2019|

To accept credit and debit cards in person, online and over the phone, businesses use a merchant account - but what is it exactly? A merchant account is where transaction money "rests" until it reaches your business bank account. It acts as the intermediary between all the different parts [...]

Ingenico vs. Verifone: who will be global leader in the payments market?

By Emmanuel Charpentier|2019-04-27T18:20:28+00:00January 3rd, 2019|

Together, Ingenico and Verifone process 80% of all card machine payments in the world. As historical pioneers in credit card terminals, they are constantly expanding their offerings to cover the entire payment chain. The companies are very similar and competing fiercely. With the arrival of new players in Asia [...]