How do QR codes work for payments? We define and explain QR code payments and discuss how merchants can accept it. Can it compete today?
How does the interchange++ pricing model work? We break down the costs to a simple formula used globally by payment providers.
Is PayPal or TransferWise best for foreign bank transfers? We compare fees to see which is cheapest and the best value.
How can merchants accept card payments while avoiding physical touch? We list remote payments and contactless methods with a card machine.
With no network connectivity like 3G, and no WiFi or internet, how do you take card payments? We give you the options - with or without a card machine.
Our Sara Arildsson interview gives insights into the collaboration with PayPal, leadership and priorities of iZettle.
More and more small businesses only accept cards, but is it wise to not accept cash? We list upsides and downsides to card-only.
How does PIN on glass work? We explain the PIN entry process compared with PIN on consumer off-the-shelf (COTS) devices.
It's tempting to think that the more cards you accept in a business, the better. But is it worth it to offer the full umbrella of card brands (also called card networks or card schemes)? According to research on Discover cardholders, 17% decide not go ahead with [...]
Cash businesses lose money directly and indirectly by avoiding cards. What are the costs of accepting cash, and how does it compare with cards?
To accept credit and debit cards in person, online and over the phone, businesses use a merchant account - but what is it exactly? A merchant account is where transaction money "rests" until it reaches your business bank account. It acts as the intermediary between all the different parts [...]
TransferWise is a cheap foreign money transfer service with transparent fees. How much does it cost compared to alternatives?
Not all merchants are approved by Square, iZettle, SumUp or PayPal. What are the restricted businesses, and why is it harder to get approval for them?
We explain the card processing cycle and list the acquirers, ISOs and aggregators that face-to-face businesses in the UK can pick from.
Should you accept Amex in your business? Let's consider reasons for and against it and how merchants can start accepting this global credit card.
SMS payments can work for large and small companies alike, as well as charities. Find out how you can use SMS payments and if there are any advantages.
Payment gateways encrypt, forward and authorise card payments online, but how do they work?
After a successful roll-out in America, which saw Apple Pay rapidly become the most popular contactless payment method across the US, Apple Pay has spread to many more countries, including the UK. Apple Pay is accepted in numerous big-name stores and restaurants, including Costa, M&S, Boots, McDonald's, Lidl and [...]
What are all the different types of mobile payments used today? Our complete guide explains how, and where, each present-day mobile payment type works.
How do interchange fees work? Who sets the rates? We explain how it works, and what it means to have blended and unblended card payment rates.