What is PIN on glass? How it differs from PIN on COTS
How does PIN on glass work? We explain the PIN entry process compared with PIN on commercial off-the-shelf (COTS) devices.
What is a merchant account? Do I need one for my business?
Do all businesses need a merchant account? What is it anyway? We explain the merchant account definition clearly - and a few alternatives to it.
Should I accept SMS Payments?
In a word, yes. If you want to have access to billions of customers worldwide and provide them with an easy, quick and secure way to purchase your product, then yes, you should accept SMS payments. If you want to accept micropayments, then definitely, yes, you should accept SMS payments. [...]
What is a payment gateway? Here’s how it works
Payment gateways encrypt, forward and authorise card payments online, but how do they work?
Should I accept American Express? Things to consider
Should you accept Amex in your business? Let's consider reasons for and against it and how merchants can start accepting this global credit card.
Fortumo review: premium SMS payments for all?
Fortumo is an SMS payment service that is quick and easy to use. You can be up and running with the system in just 15 minutes.
Security of SMS Payments
SMS payments are incredibly secure. This is the main point you need to emphasise to your customers, to reassure them that any SMS payment transaction will be safe for them. When you come to ask for payments via SMS remind them that because the customer doesn't need to enter in [...]
Person to Person SMS Payments
Being able to transfer money directly from one mobile phone to another is the attraction of person to person SMS payments, particularly in countries such as India and Kenya where most people don't have access to banks, or in other countries such as Japan, to enable foreign workers to send [...]
What are Micropayments?
Micropayments are financial transactions that involve a very small sum of money. PayPal defines a micropayment as anything less than USD 12, whereas Visa classifies anything less than USD 20 as a micropayment. Traditionally it has been difficult, financially, to recoup the costs involved in processing micropayments. With SMS billing, [...]
JunglePay from txtNation – SMS Payments
JunglePay is a free to install payment solution from txtNation – an award winning UK company that has been at the forefront of SMS payment technology, SMS payments and SMS messaging solutions for the past 8 years. SMS Payments from 80+ Countries JunglePay allows you to collect SMS payments from [...]
Premium SMS – instant SMS payments for your website
SMS payment means using text messages to pay for products or services. Mobile phone users can send text messages to a predefined number with a certain text. The mobile phone carrier will then add the cost to the user's normal monthly bill or deduct it from the prepaid balance. [...]
Allopass: The European micropayments giant
Allopass is a global micropayment solutions company that offers a large variety payment methods in one package, including premium SMS payments. Originating from France, it operates in some 60 countries and handles 8 million transactions monthly for its 280,000 merchants - numbers that have lead it to claim to be [...]
What is the difference between an SMS gateway and an SMS payment gateway?
An SMS gateway is a facility to allow the sending and receiving of SMS messages. SMS gateways are maintained and operated by mobile phone operators. An SMS payment gateway is a piece of code, an application, installed onto a web page by a SMS payment provider to enable businesses to [...]
What are SMS payments?
SMS payments can work for large and small companies alike, as well as charities. Find out how you can use SMS payments and if there are any advantages.
What is card interchange?
How do interchange fees work? Who sets the rates? We explain how it works, and what it means to have blended and unblended card payment rates.
Chip and PIN technology
There can hardly be anyone in the UK who doesn't use a Chip and PIN machine on a regular basis. Any time you pop into your nearest shop and pay with a credit or debit card by giving your PIN code (personal identification number) to authorise the transaction you [...]