M-Pesa: Yet to make an impact in India

M-Pesa has established itself globally as one of the most successful mobile micro-finance and money transfer services. Its network consists of the following countries and regions: Afghanistan, South Africa, parts of Eastern Europe, Kenya, and India. Vodafone, India’s second largest mobile operator introduced M-Pesa in India in 2011. It has [...]

By Jamie Roberts|2020-05-08T09:15:52+01:00May 31st, 2015|Tags: , , , |

Pakistan’s Easypaisa makes banking popular and accessible

Pakistan’s first mobile based branchless banking service, Easypaisa, is the creation of Tameer Microfinance Bank and the international telecommunication giant, Telenor. Established in 2009, the service is now accessible in more than 800 cities and towns throughout Pakistan. It has an average of six million users per month. In [...]

By Jamie Roberts|2019-01-11T18:24:21+00:00May 31st, 2015|Tags: , , , |

M-PESA: how Kenya took the lead in mobile money

By Janet Kamana, Nairobi M-PESA is a mobile money transfer service supported by Safaricom, Kenya's largest mobile network operator. It is arguably the most developed mobile money transfer system in the world, and has transformed the lives of many Kenyans. With over 18.2 million subscribers in a country [...]

By Lucy Harris|2021-08-15T05:38:27+01:00April 7th, 2014|Tags: |

SMS payments and charities

Unlike other business users of SMS Payments, charities are usually given the full value of the donation. With other business users, the mobile payment provider will charge a transaction fee. Mobile payment providers usually waive this fee for charities to ensure that the charity gets the full benefit of the [...]

By Jamie Roberts|2021-08-05T12:00:47+01:00May 19th, 2013|Tags: |

The bad press history of sms payments

When you ask anyone about premium SMS they will usually think of the companies that you used to see on television offering ringtones, wallpaper, games, photos or dating sites that people could download to their mobile phones. With these companies, SMS payments very quickly got a very bad reputation. Some [...]

By Jamie Roberts|2020-10-30T12:57:37+00:00May 17th, 2013|Tags: |

Who is using SMS payments and mobile payments and where?

The use of the mobile phone as a wallet or payment device is growing rapidly as companies, financial institutions and customers come to grips with the technology and the possibilities that it brings for mobile payments. Here are just some case studies showing real-life examples of SMS payments and [...]

By Jamie Roberts|2020-10-28T11:58:05+00:00May 17th, 2013|Tags: |

How to block premium SMS messages, step by step

If you think you are receiving a text message in error - or you no longer want to receive a premium SMS - then it is relatively easy to stop getting these premium SMS messages on your phone. Thankfully, we have come a long way since the early days [...]

By Jamie Roberts|2020-10-30T13:37:37+00:00May 16th, 2013|Tags: |

Predicted growth in mobile payments in Asia Pacific

China has the largest number of mobile phone users in the world at the moment, with 987,580,000 mobile phones in use, closely followed by India, with 903,727,208.  Japan and Indonesia are also in the top ten countries worldwide for mobile phone ownership.  Asia Pacific is a big market for mobile [...]

By Jamie Roberts|2020-10-29T10:30:21+00:00May 15th, 2013|Tags: |

Should I accept SMS Payments?

In a word, yes.  If you want to have access to billions of customers worldwide and provide them with an easy, quick and secure way to purchase your product, then yes, you should accept SMS payments. If you want to accept micropayments, then definitely, yes, you should accept SMS payments. [...]

By Jamie Roberts|2021-07-12T18:10:59+01:00April 7th, 2013|Tags: |

Growing use of SMS payments around the world

United States of America In the USA most mobile phone operators, banks and developers are banking on NFC technology being the key technology to the growth of mobile payments. In the United States users can already use smartphones to pay for goods (Starbucks, MobilePay USA) or to accept payments for [...]

By Jamie Roberts|2020-10-30T12:55:28+00:00April 7th, 2013|Tags: |

Security of SMS Payments

SMS payments are incredibly secure.  This is the main point you need to emphasise to your customers, to reassure them that any SMS payment transaction will be safe for them.  When you come to ask for payments via SMS remind them that because the customer doesn't need to enter in [...]

By Jamie Roberts|2020-10-30T13:37:54+00:00April 7th, 2013|Tags: |

How do SMS payments work for users?

SMS payments are one of the easiest and safest ways to pay for items.  For the user there is no need to remember passwords or have access to their credit card or bank details; in fact, users don't need to have a bank account at all, which explains why SMS [...]

By Jamie Roberts|2020-10-30T13:05:32+00:00April 7th, 2013|Tags: |

Organisations overseeing SMS payments – by country

To protect consumers from unscrupulous companies, many countries have set up a regulatory framework to reassure their customers that it is safe to use any SMS payment provider registered with them and also to offer them a place where they can raise any concerns about SMS payments. The need [...]

By Jamie Roberts|2020-10-30T13:03:41+00:00April 7th, 2013|Tags: |

JunglePay from txtNation – SMS Payments

JunglePay is a free to install payment solution from txtNation – an award winning UK company that has been at the forefront of SMS payment technology, SMS payments and SMS messaging solutions for the past 8 years. SMS Payments from 80+ Countries JunglePay allows you to collect SMS payments from [...]

By Jamie Roberts|2020-10-30T13:02:26+00:00April 7th, 2013|Tags: |

Premium SMS – instant SMS payments for your website

SMS payment means using text messages to pay for products or services. Mobile phone users can send text messages to a predefined number with a certain text. The mobile phone carrier will then add the cost to the user's normal monthly bill or deduct it from the prepaid balance. [...]

By Jamie Roberts|2020-10-30T13:02:12+00:00April 7th, 2013|Tags: |