How does it work?
Stripe Terminal is primarily for online-first businesses using Stripe. The solution is built with developers in mind, as it is necessary to use a software development kit (SDK) and application programming interfaces (APIs) to integrate the terminal with your own web app or mobile app, or compatible point of sale (POS) software.
The Stripe Terminal solution consists of:
- Your mobile or web-based application
- Your Stripe backend
- Card terminal
- Terminal SDK
In the UK, you can choose between two card machines: a small card reader with a PIN pad or handheld smartPOS card terminal, both manufactured by BBPOS.
The pre-certified card machines are set up to work smoothly with Stripe’s payments system, but it is expected you implement code – guided by Stripe’s documentation – in order to connect and personalise it with your POS software.
That said, the Stripe card readers can connect with a few third-party payment apps without code, usually for an additional fee per transaction.
The card terminals accept Visa, Mastercard, American Express, Discover, Diners Club, Apple Pay, Google Pay and Samsung Pay.