The card machines cost a fixed monthly fee to rent. A mobile terminal is priciest at £25 + VAT monthly, a portable card machine costs £20 + VAT, and any desktop terminal – whether with or without a separate PIN pad – costs £15 + VAT per month.
Like most card processing contracts, you are charged a monthly minimum fee if you do not make above a certain threshold during a month. The minimum sales volume limit is based on your turnover.
Transaction fees vary according to the card brand, type (e.g. debit, credit, business), your sales volume and type of business. The only way to know the precise rates is to request a quote from Barclaycard directly. They will ask questions about your requirements and business before you are presented with fees.
Average card rates tend to be 1.5%-2.5% + fixed fee for a small business, but Barclaycard Business tends to offer lower rates than most merchant service providers. Debit card rates can go as low as 0.6% for personal debit cards and above 3% for premium cards.