Compact card machines that enable you to process payments with an app on an iPhone have taken the payment industry by storm.
1. No complicated paperwork
Perhaps the main reason that many small businesses choose a card reader that connects to a smartphone is the absence of both paperwork and fixed monthly rental fees. Traditional card machines typically come with a detailed contract in addition to several different types of fees, including fixed fees. Having no fixed fees and no minimum monthly transaction volumes leaves you more flexibility and lets you grow your business at your own pace.
2. Low startup costs
You pay no setup fees to get started with a card reader for iPhone. When you purchase the card machine itself, it’s yours forever. Prices are in the £25–39 range if you take advantage of our special offers – see our card machine comparison for details.
3. Accept a wide range of credit cards
All of the most popular card machines for smartphones let you accept payments with Visa, MasterCard and American Express. If you choose the iZettle card reader, you can also take payments with Diners Club, Union Pay and JCB cards. All the major card readers are enabled for contactless payments, including Apple Pay.
4. Free point of sale system
All iPhone card machines work in combination with an app installed on the phone. Apart from registering payments, these apps also offer essential point of sale functions, so there’s no need for a separate cash register or accounting system. And if you do prefer to use a more comprehensive accounting software, like Xero for example, it can often be seamlessly integrated.
With an iPhone and a card machine, you can sell anywhere. That’s why you see these devices in so many places – on market stalls, in restaurants, at trade fairs. To accept payments, all you need is a Bluetooth connection between the card reader and your iPhone, and a phone that’s connected to the internet. If you run a café or a restaurant, it’s also nice to be able to take payments at your customers’ tables instead of having them queuing up at the till.
6. Do everything on the internet
Using a modern, internet-based payment system means that you can also take care of administrative tasks – such as changing your bank account details – easily and quickly online instead of over the phone. There are no printed contracts and no other paperwork – you can get hold of all the information you need via your phone or on the web browser dashboard, any time of night or day.
If you use a card machine for iPhone when you first set up your business, there’s no reason to change when your business begins to grow. You can easily add accessories such as a receipt printer, a cash drawer and a barcode scanner whenever you need them.
If you’re about to start a business, it’s well worth investing in a card reader. It’ll give you the flexibility and the convenience you need – at minimum cost.
8. Sales data available anywhere
With an iPhone-based point of sale system, your transaction history and customer data is stored in the cloud – it’s always available and up to date. So you can, for example, log in to the app or the web dashboard and run a sales report at any time, from any location.
9. Excellent for short term use
Unlike a traditional payment terminal, a card reader is ideal for anyone who needs a reliable payment system for a short period of time or for occasional card transactions. Buying a card machine for a mobile device is a viable option, even if you only need it for the weekend. What’s more, there’s none of the hassle and paperwork that comes with renting a conventional terminal,
10. Modern look
A compact card machine combined with an iPhone has an attractive minimalist look and feel – a lot more appealing than the clunky terminals you find in supermarkets and other traditional stores.
Now that everyone’s got an iPhone or a similar smartphone, it’s no surprise the payment industry is going mobile in a big way. Just like the modern consumer, the modern merchant expects ease of use, great flexibility, and synchronisation across devices.