Distinct options for remote payments
SumUp gives you several remote payment options: Virtual Terminal for over-the-phone payments, Payment Links, email invoices and a basic online store. All but the virtual terminal cost 2.5% per transaction and can be managed through SumUp App. QR codes can also be printed and/or displayed for contactless-free payments without any transaction fee.
You have to apply for SumUp’s virtual terminal, as there are stricter eligibility requirements for that. It accepts Visa, Mastercard, Maestro, American Express, Diners Club and Discover via any browser logged into the SumUp dashboard. Virtual terminal transactions through SumUp cost 2.95% + 25p per transaction.
Although Zettle does not have a virtual terminal or online store, invoicing and payment links (charged 2.5% per payment) are available to all users.
With both SumUp and Zettle invoicing, payees can receive reminders if they haven’t paid the bill yet. Payment links do not contain customer-specific information, but are instead one-time links sent by text, email or a social media platform.
Although Zettle does not have an ecommerce store option, it can be integrated with popular website platforms like Shopify, WooCommerce and BigCommerce. SumUp is reliant on its own, simple online store, mostly geared towards merchants who just need a basic website to share on social media.