If you’re a small business that doesn’t want to commit to a long-term contract with ongoing fees (as a new or growing startup, do you even know where you are in a year’s time?), SumUp is a dependable, low-cost choice.
You can buy one of their card terminals, not use it for ages, and not be charged or chased up for inactivity. This makes SumUp a great choice for seasonal or cash-strapped business, and perfect for unpredictable sales. If you want till functionality, but are worried about usability, the SumUp app caters exactly for that.
Worldpay is best for businesses of any size that want to tailor their tills and payment options. The ongoing costs suit a stable turnover, particularly when you can negotiate transaction rates based on knowledge of your previous sales.
While SumUp would largely leave you alone with your payments, Worldpay is better for personal contact. Applying for a payment solution, getting help and dealing with contracts require talking to their team, whether that’s day or night. If this kind of relationship is essential to you, Worldpay would fit the bill.