Square grows with business, SumUp sticks to convenience
SumUp and Square excel at making payments extremely accessible for small businesses. It’s quick to sign up online, affordable to get a card reader, and their software is some of the most user-friendly for even non-techy merchants. You get no long-term contract, fixed monthly fee (unless subscribing to Square’s paid upgrades) or complicated fees – just a few predictable card rates.
On the whole, Square has considerably more till features and payment tools than SumUp, particularly for food and drink. Growing businesses can even connect Square with an external POS system and myriads of other software. SumUp lacks in this department, as it only integrates with certain till systems and nothing else, so you’re limited with the POS and online features on the SumUp platform.
However, we’ve noticed SumUp includes more remote payment features in SumUp App than Square has in its own. Mobile SumUp merchants can access the virtual terminal, send payment links and create a basic online store from the app, which Square can’t.
Then again, Square has its own app for invoicing and staff management, plus sales reports in the app. Square merchants also have lots of tools in the online dashboard for business owners to expand online and analyse sales from afar.
Your choice of platform depends on how you plan to use a card machine, how advanced the till should be, and whether you want to use the payment system long-term. While Square is expandable but simple, SumUp is slightly cheaper and better for merchants who don’t want too many bells and whistles.