About Jamie Roberts

Jamie has covered the Internet of things since the late 1990s. Having experienced the first dot com boom and bust, he knows the value of lean operations, and making smart business choices.

M-Pesa: Yet to make an impact in India

M-Pesa has established itself globally as one of the most successful mobile micro-finance and money transfer services. Its network consists of the following countries and regions: Afghanistan, South Africa, parts of Eastern Europe, Kenya, and India. Vodafone, India’s second largest mobile operator introduced M-Pesa in India in 2011. It has [...]

Jamie Roberts2020-05-08T09:15:52+01:00Published: May 31st, 2015|Tags: , , , |

Pakistan’s Easypaisa makes banking popular and accessible

Pakistan’s first mobile based branchless banking service, Easypaisa, is the creation of Tameer Microfinance Bank and the international telecommunication giant, Telenor. Established in 2009, the service is now accessible in more than 800 cities and towns throughout Pakistan. It has an average of six million users per month. In [...]

Jamie Roberts2019-01-11T18:24:21+00:00Published: May 31st, 2015|Tags: , , , |

Ufone joins mobile banking with Upaisa and Ubank

Ufone was the fourth telecommunication company to join Pakistan's mobile banking party with Upaisa. As the saying goes, it’s better late than never. It has given existing Ufone customers something to rave about. With mobile banking services being in the market a few years before Ufone’s introduction of [...]

Jamie Roberts2019-01-11T18:29:36+00:00Published: May 20th, 2015|Tags: , |

Growth in value of mobile payments – numbers and predictions

Recent research by I.E. Market Research shows that mobile phone payments were worth 31.5 billion dollars in 2010, a slight decrease on 2009 due to the effects of the recession. This company predicts, however, that global mobile phone payments will continue to rise and be worth around 950 billion [...]

Jamie Roberts2020-05-08T09:18:31+01:00Published: May 22nd, 2013|Tags: |

Number of mobile phones around the world – by country and region

There are approximately 5,082,665,820 mobile phones in use around the world today. Mobile phone ownership around the world is clearly highlighted in the pie chart below. We have also broken down mobile phone use by region for those countries for which data on mobile phone ownership is available. [...]

Jamie Roberts2020-10-28T11:57:20+00:00Published: May 22nd, 2013|

SMS payments and charities

Charities have become important users of SMS payments, both to raise money and to give direct help. What are real-life examples of this?

Jamie Roberts2023-02-27T14:14:32+00:00Published: May 19th, 2013|Tags: |

Who is using SMS payments and mobile payments and where?

The use of the mobile phone as a wallet or payment device is growing rapidly as companies, financial institutions and customers come to grips with the technology and the possibilities that it brings for mobile payments. Here are just some case studies showing real-life examples of SMS payments and [...]

Jamie Roberts2020-10-28T11:58:05+00:00Published: May 17th, 2013|Tags: |

Predicted Growth in Mobile Payments in Eastern Europe

In Russia there were 224,260,000 mobile phones in July 2011, or 1.5 mobile phones per person. In the Ukraine, there were 54,377,000. Eastern Europe is a growing market for mobile phones and mobile phone payments. IE Market Research predicts that in 2015, there will be 44.6 million mobile payment users in [...]

Jamie Roberts2020-10-28T11:56:50+00:00Published: May 15th, 2013|

Predicted growth in mobile payments in Asia Pacific

China has the largest number of mobile phone users in the world at the moment, with 987,580,000 mobile phones in use, closely followed by India, with 903,727,208.  Japan and Indonesia are also in the top ten countries worldwide for mobile phone ownership.  Asia Pacific is a big market for mobile [...]

Jamie Roberts2020-10-29T10:30:21+00:00Published: May 15th, 2013|Tags: |

Should I accept SMS Payments?

In a word, yes.  If you want to have access to billions of customers worldwide and provide them with an easy, quick and secure way to purchase your product, then yes, you should accept SMS payments. If you want to accept micropayments, then definitely, yes, you should accept SMS payments. [...]

Jamie Roberts2021-07-12T18:10:59+01:00Published: April 7th, 2013|Tags: |